Trusted local Allstate agent

You're in good hands —
save more, worry less.

Personalized quotes on Home, Auto, Renters, Condo, Life, and RV/Recreational insurance. Real coverage, real people, right in your neighborhood.

Licensed agent
4.5 local reviews
Mon – Fri, 8am – 5pm CT
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(817) 505-1507 · koreyklugman1@allstate.com · Mon – Fri, 8am – 5pm CT
Coverage that fits

One agent. Every policy you need.

Bundle and save across all your essentials — and the things that make life fun.

Why Klugman

Local roots. Personal service.

We're not a call center. We're your neighbors in Fort Worth, Saginaw, and across Tarrant County — Eagle Mountain, Lake Worth, Blue Mound, Watauga, and beyond.

Fort Worth & Saginaw local

We live and work in the Fort Worth and Saginaw area, serving Eagle Mountain, Lake Worth, Blue Mound, Watauga, and the rest of Tarrant County. We know this community and what Texas families really need from their coverage.

Always a real person

Call or text and you'll get Korey or someone on our team — not a bot, not a hold queue. Real answers, fast.

Fast, honest quotes

No runaround, no upselling. We give you straight answers and real numbers, usually within minutes of you calling.

What clients say

Real reviews from real Texans.

A few words from folks we've helped over the years.

"
★ ★ ★ ★ ★

"Korey saved us almost $700/year by bundling our home and auto. He took the time to explain what we were actually paying for and what we didn't need. Wish we'd called him sooner."

Jessica M.
Fort Worth, TX
"
★ ★ ★ ★ ★

"After a hailstorm took out our roof, Korey walked us through every step of the claim. He stayed in touch the whole time and made sure we got a fair payout. That's the kind of agent you want."

David R.
Saginaw, TX
"
★ ★ ★ ★ ★

"I needed insurance for my boat and ATV and didn't know where to start. Korey had everything quoted within an hour and the rates were better than I expected. Easy and professional."

Michael T.
Saginaw, TX

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Ways to save

Discounts that actually add up.

Allstate offers multiple discounts you may qualify for. We'll find every one that fits your situation.

Multi-Policy Discount

Combine home and auto for one of the biggest savings available.

Safe Driver Discount

A clean driving record means lower premiums on your auto policy.

New Customer Discount

Switch to Allstate and you may qualify for an early signing bonus.

Auto-Pay & Paperless

Set it and forget it — and save a little more every month.

Common questions

Frequently asked questions.

If you don't see your question here, just give us a call.

Most quotes can be turned around within an hour during business hours. Auto and renters quotes are usually quickest. For home and life, we may need a few extra details, but we'll always be in touch the same day.
Rates are based on your driving record, claims history, location, and the coverage you choose — not on whether you're new to Allstate. We'll show you exactly how the rate is built so there are no surprises down the road.
You can file claims directly with Allstate's 24/7 line, but we strongly recommend calling us first. We'll walk you through what to expect, advocate on your behalf, and stay involved through resolution.
It varies by policy, but bundling home and auto often saves customers somewhere between 10% and 25% across both policies. We'll quote you bundled and unbundled so you can see the actual difference.
Yes — we cover all of those under our RV/Recreational lineup, plus condos under our dedicated Condo policy. Each has its own coverage considerations, and we'll walk you through what makes sense for your situation.
Not at all. Most of our new clients are switching from another carrier. We can compare your current coverage against ours line by line so you can make an informed choice.
Yes — and it's one of the most common claims we handle. Texas leads the country in hail damage claims, and a properly written home or auto policy includes wind/hail coverage. We'll review your deductible structure (Texas often uses a separate wind/hail deductible) so there are no surprises after a storm.
Texas requires liability coverage of at least 30/60/25 — that's $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. We almost always recommend going higher. Medical bills and vehicle repair costs in DFW can blow past those minimums fast, leaving you personally on the hook.
In Texas, many home policies use a separate wind/hail deductible, often expressed as a percentage of your dwelling coverage rather than a flat dollar amount. We'll walk you through exactly what your wind/hail deductible would be at claim time so you can make an informed choice when picking a policy.
Roughly 1 in 7 Texas drivers is uninsured. We strongly recommend uninsured/underinsured motorist coverage on every auto policy we write — it's affordable protection that covers you when the at-fault driver can't.
For Texans

Texas insurance resources.

Helpful links for our neighbors in the Fort Worth and Saginaw area.