For HOA-managed buildings.

What's covered

• Interior structure (HO-6): walls, floors, cabinets, fixtures, and finishes inside your unit
• Personal property: furniture, electronics, clothing, and valuables
• Liability protection: covers you if a guest is injured in your unit
• Loss assessment: protection if your HOA bills owners after a major covered loss
• Loss of use: hotel and meal costs if your unit becomes unlivable after a covered loss
• HOA-aligned coverage: we'll review your master policy to fill the right gaps